Simon Jones, Keystone’s BDM for London and Essex, is also expanding his coverage to include Ipswich and Norwich.

Angela has previously worked at a range of high street and fintech challenger banks.

The broker network launched four years ago.

John’s appointment will see Cornerstone Commercial Finance extend its reach from Wales and the South West into the Midlands area.

Residential, later life, first-time buyer and expat buy-to-let products have all benefitted from rate reductions.

The month-on-month difference in housing costs was marginal, indicating consumers may not be feeling worse off in the short term.

Changes include a new affordability calculator, simplified portfolio landlord assessment and dynamic product stress rate.

The lender has increased the first death stress on its 50+ product and will now accept annexes across its mortgage range.

Mike’s career spanned 35 years with Lloyds Banking Group.

The lender has removed the differentiation between portfolio and non-portfolio landlords.