Residential house purchase lending also grew by 11% this year compared to 2023.

The Bank has also introduced £250 cashback on high-LTV borrowing.

Rates have reduced by up to 0.26%.

Rates have reduced across portfolio landlord, HMO and MUFB products.

Most brokers are still finding opportunities in the buy-to-let mortgage space.

The Bank has also reintroduced 60% LTV green remortgage rates and new 60% and 75% LTV two-year fixes.

Rates now start from 3.64%.

Rates have reduced by up to 0.10%.

Fleet said it was able to cut the rates on these products due to its funding model and recent moves in swaps.

Steve Cox, chief commercial officer at Fleet Mortgages, explains why advisers are likely to see a steady stream of landlord borrower business in the months to come.