The FCA's chief says the changes would "support home ownership and opening a discussion on the balance between access to lending and levels of defaults".

The FCA's chief says the changes would "support home ownership and opening a discussion on the balance between access to lending and levels of defaults".
Loan-to-income caps and financial stress-testing rules are believed to be among the areas being considered for reform.
Laura Sneddon, head of mortgage sales and distribution at Hinckley & Rugby Building Society, explores how the mortgage market can utilise technology to streamline processes, reduce...
A continuation of current trends means the market could achieve 39% overall growth from 2023-25.
For joint applications where one applicant holds permanent residency, the LTV increases to 95%.
The uptick in first-time buyer demand is exacerbating the bottleneck as April approaches, IMLA warns.
Over its lifetime, the guarantee facility is expected to support over £300m of finance to help fund the creation of new homes.
Average rates have fallen by up to 0.17% compared to last week.
The number of second charge agreements rose by 17% in November.
Zoopla says the market 'bounce' started earlier than anticipated on Christmas Day.
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