The intermediary-only lender has trimmed rates by a further 0.10%.

Many will buy their partner out using savings (18%), but one in 20 couples are turning to equity release to stay in their homes.

The lender has increased its LTVs by 5% across its Clear, AAA, AA, and A product tiers.

Rates have reduced by up to 0.15%.

Monthly interest rates now start from 0.69% per month.

The number has been raised from £5 billion announced in March 2024 as levels of demand increase.

The biggest reductions are across Landbay’s small HMO/MUFB range.

There are a total of six 3.99% mortgage products now available on the market.

Mann explained why she will maintain "policy rate discipline and restrictiveness" despite voting for an ‘activist’ 50 basis point cut.

The range offers more solutions for landlords with properties that do not meet traditional lending criteria.