First-time buyers are looking for more flexible ways to borrow, but the market is not always meeting these needs, brokers say.

First-time buyers are looking for more flexible ways to borrow, but the market is not always meeting these needs, brokers say.
Second charge lending grew by 17% last year to its highest level since 2009.
The FCA's director of intelligence and digital explained that emails will be stored in a central digital archive.
ModaMortgages has expanded its distribution through Iress.
The technology aims to transform the traditional mortgage process by automating repetitive and time-consuming administrative tasks.
Higher-LTV residential rates have seen some of the largest rate cuts.
Income multiples have increased from 4.5x to 5.5x as part of the updated criteria.
Ifthikar Mohamad, director at WIS Mortgages and Insurance Services, explores how the mortgage industry is 'stuck in the past' and at how AI is changing that by making processes faster...
The Bank offers brokers a 0.4% net procuration fee.
Annual inflation has been generally increasing since its low point of -2.7% in the 12 months to December 2023.
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