In London, only 8% of homes for sale are set to be stamp-duty free for first-time buyers from April.
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Mortgage costs as a percentage of income have fallen to 29% from 33%.
Nearly half expressed a need for deeper understanding around the drivers and the importance of identifying vulnerable customers.
The bank is also launching a new range of two-year fixed rates.
Paul Glynn, CEO of Air, explores why waiting for lower later life mortgage rates could be counterproductive, and how providers are seeking to mitigate higher rates by introducing more...
The lender has introduced product switch rates for landlords with large HMOs and multi-unit freeholds.
UTB recently announced plans to expand its activities in Scotland and establish a local presence.
Rates in the range start from 4.04%.
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