Despite the increase, consumers report feeling more confident in their ability to afford rent or mortgage payments.

Examples include dishonest sales practices, the hiding of important information from consumers or investors, or dishonest practices in financial markets.  

Almost nine in 10 reported making a profit in Q3, the highest since Q1 2022.

Sam Oliver, founder of AI platform OpenFi, says that as the rate war intensifies, smaller and more agile brokers will need to embrace new technology to compete.

The lender has increased the number of advisers that can access its network and club portal by over a thousand.

Emma-Jayne most recently served as head of supervision at Mortgage Advice Bureau. 

Markets in the North are expected to see the strongest acceleration in growth, by up to 29%.

There are 68 local authorities across England where the average price paid by a first-time buyer is more than £300,000.

The lender has increased LTVs and eased its experience criteria, opening up access for first-time landlords.

Pepper Advantage operates in multiple asset classes in the UK including residential and commercial mortgages.