Five-year fixes with a 3% fee have reduced by 20 basis points.

Rates are reducing by up to 0.20%.

Rates now start from 4.04%.

The Society is offering enhanced underwriting, a dedicated solicitor panel, a bespoke application system, and improved ICR and stress rate.

Residential fixed rates now start from 3.94%.

Residential ranges are down by up to 0.30% while buy-to-let rates have seen reductions of up to 0.35%.

The Society has also lowered rates on the Own New Rate Reducer range.

Rates have reduced across the Society's product ranges by up to 0.65%.

The lender has reduced rates across its limited edition buy-to-let products, which now start from 3.67%.

The lender is offering a 20bps reduction across its buy-to-let range.