James Gillam, managing director of Pure Panel Management, explains why an equity release valuation warrants the same attention as the advice process.

Stuart Wilson, chairman of Air Club, explores the strong business case for being a later life adviser in today’s market.

It follows L&G Home Finance’s API link with the later life lending platform Air Sourcing.

Rates have reduced across standard, interest-only, retirement interest-only and lifetime mortgages.

Les has more than 25 years of experience in later life lending.

Holiday let products will see the largest reductions.

45% of those who have a mortgage say it’s taking longer to pay off than hoped.