HSBC was the last lender standing in the sub 4% bracket.

Tandem has enhanced its first charge mortgage offering in line with broker feedback.

Sidney Wager, head of intermediary market development at Barclays, explores how increased optimism and confidence in the market is shaping the remortgage market for 2024.

The Society has also launched new lower rate/higher fee buy-to-let products.

Legal & General Home Finance has adopted finova's Optimo decisioning solution.

Rates now start from 6.19% for a two-year fixed rate and 6.59% for a five-year fixed rate.

The launch of e-signatures will further increase the speed of the mortgage process.

The network's appointed representative firms will be moving across to Acre as their new CRM system later this year.

The changes will increase the mortgage borrowers could access by up to £13,000.

However, the equity release market has ‘reasons to be cheerful’ in 2024, the report shows.