"Radical reforms" are needed to ensure homes are more affordable, more available and more appropriate for those living in them, the BSA says.

Two-year fixed rates have launched from 5.20%.

The OPDA aims to make transactions quicker, more transparent, and easier for buyers and sellers.

Home movers were the hardest hit, with loan numbers falling by 26%.

Advisers consulted others within the cherry community on the site for their thoughts and advice on both of these issues.

New data reveals the changing landscape of costs and incentives across the fixed mortgage market.

Adam has held previous roles at Gallagher, Legal & General and Police Mutual.

The government was expected to introduce the scheme in next week's Budget.

62% are struggling to secure a large enough mortgage with the issue most severe in London.

The change will increase the volume of lending that can be provided to borrowers.