David Binney, head of sales at Norton Home Loans, explores how the recent reduction in Right to Buy discount thresholds affects borrowers, key borrower characteristics often excluded...

The Bank says it wants to make home ownership more affordable for first-time buyers and existing homeowners. 

The government has announced a new package to deliver a mix of homes for sub-market rent and home-ownership.

West One has also increased the maximum LTV on its Prime Plus core range to 80% and will now lend beyond 80% LTV for first-time buyers without a 12-month rental history.