Buy-to-let reductions include regulated, unregulated, consumer, and holiday let options.
![Furness cuts residential and buy-to-let rates by up to 0.25% furness bs](https://barcadiapublications.fra1.cdn.digitaloceanspaces.com/financial-reporter/img/list/furness_bs-7272.jpg?v=73a63ec8f197b8a50807d94015364d9b)
Buy-to-let reductions include regulated, unregulated, consumer, and holiday let options.
65% and 75% LTV five-year fixed rates now start from 4.04%.
The North East has the highest share of borrowers who have missed at least their last two mortgage payments, followed by the North West and Wales.
The Bank's cheapest mortgage rate has risen from 3.74% to 4.04%.
Average mortgage rates are now at their lowest level since May 2023.
Clydesdale Bank has announced a number of changes to its mortgage rates, with reductions up to 0.71%.
Barclays has made a number of rate reductions across its mortgage range, including for existing customers.
As Generation Z starts to buy, today’s higher rates mean they face mortgage repayments roughly twice those paid by Millennials.
Rory Joseph and Sebastian Murphy, directors at JLM Mortgage Services, discuss the future path of Bank Rate and whether we could see 3% interest rates by the end of 2025.
The lender has reduced residential and buy-to-let rates by up to 0.29%.
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