Landlord borrowers can choose between lower rates or lower fees.

Selected 85% and 90% LTV two and five-year fixed rates have increased by up to 0.15%. 

The lowest rate on offer is now a five-year fixed rate remortgage at 4.17%.

Consumer buy-to-let, regulated bridging loans and all standard variable rate products remain unchanged. 

The products have been reduced by 15 basis points.

The biggest reductions are across Landbay's range of non-portfolio products.

Virgin Money has informed brokers it is increasing rates on a number of mortgage products, effective today (14th November 2024) at 8pm.

However, the lender has reduced rates across its 10-year fixed rate products.

Product transfer and Retrofit Boost rates have seen some of the largest rises.

Rates have reduced by up to 14 bps.