David Binney, head of sales at Norton Home Loans, argues that all individuals, regardless of their background or income, should have access to useful and affordable financial products...

Second charge mortgages remain a mystery to two in three homeowners.

The short-term property finance provider is looking to expand its presence in the South East.

Saffron has reduced rates by up to 0.60% and launched an 85% LTV range, improving affordability for contractors and self-employed borrowers.

The new BDMs will join the residential and specialist distribution teams.

Michael was previously COO at Cynergy Bank.

Chris joined Together in 2017 and was previously group finance director.

The new funding line will support MT Finance’s growth in the UK property market.

Spencer has held previous roles at Quantum Mortgages, Axis Bank UK, Magellan Homeloans, GE Money Home Lending, HFC Bank and Barclays.

As part of the changes, the internal sales team have become internal relationship managers.