Standard mortgage rates now start from 5.48%.

The partnership aims to streamline later life lending access for advisers.

Mid-lifers (30–49-year-olds) remain the most financially strained, with only 41% satisfied with their standard of living.

James previously spent more than a decade at Lloyds Banking Group.

The new site offers new calculators and product comparison tables, alongside enhanced accessibility.

The Society has increased the maximum age for repayment and the maximum LTV.

Almost half of over 50s are in debt, rising to 51% in London.

Nurlana has held previous roles at Air and more2life.

Lifetime mortgage lending rose by 11% while retirement interest-only lending increased by 19%.

more2life is integrating Standard Life's Horizon range into its later life proposition.