Patrick Bamford, head of international business development at Qualis Credit Risk, says the next few months might see a further uptick in first-time buyer demand as more would-be...

Rates start from 4.99%.

The Society has also enhanced its criteria with larger maximum loan sizes and reduced rates.

The Society has introduced a fee-free five-year fixed rate RIO mortgage.

The Society is giving an affordability boost to first-time buyers and landlords.

The lender has also launched more sub-4% rates.

Nationwide is also the first major lender to offer a sub-5% rate on its standard range to those with a 5% deposit.

The range offers loan-to-income ratios of up to five times income and loan sizes of up to £500,000.