Leeds Building Society is reducing mortgage rates across its range, with cuts of up to 0.30% as well as a new mortgage for first-time buyers launched with £1,000 cashback.

Martese Carton, director of mortgage distribution at Leeds Building Society, explores why things could be starting to look up for aspiring first-time buyers.

The Society has reduced rates across its purchase and remortgage ranges.

Income Plus mortgages are available at up to 95% LTV and offer lending up to 5.5 times income.