Standard mortgage rates now start from 5.48%.

James previously spent more than a decade at Lloyds Banking Group.

The maximum LTV available on its range is now 51%.

The product combines elements of both interest-only and capital and interest.

LiveMore has also reduced rates on its equity release range by up to 65 basis points.

Sturla has held senior positions across lending and risk at businesses such as Lloyds Bank and Coutts.

The lender has reduced rates across all standard and RIO LiveMore 1 to LiveMore 4 products by up to 0.59%.

The lender has launched new Spring Special limited edition rates and enhanced its eligibility criteria.

The later life lender has welcomed a key account manager and two telephone business development roles.

Charly has more than eight years of experience in delivering people strategies.